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Contractor Insurance | Chicago Independent Insurance Agent - John Horn

Contractor Insurance

Everyone loves a good contractor. And they love us in return.

Contractor Insurance

Peace of mind while you work

Whether you are a one person operation or a trade contractor with several crews, we have the coverage and markets to fit your needs. We offer the following coverage:

  • Tools and equipment
  • Mobile equipment
  • Office contents
  • Vehicles
  • Builder’s risk
  • Installation coverage
  • Contractors liability
  • Workers compensation
  • Commercial umbrellas
  • Blanket Additional Insureds for those contractors who require a steady stream of certificate requests
  • License and Permit bonds

Workers compensation is required by state law for any business with employees. Workers compensation pays for medical bills, rehabilitation, and wages to injured workers. Many people falsely believe their health insurance will cover any work related injuries. Health insurance policies have an exclusion for work related injuries and illness. The first question doctors ask is, “is this work related”. This is because the scheduled payment for services is considerably higher for workers compensation claims than individual policies.

Contact us for a contractor’s insurance quote.

Let’s get started!